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Colleges / Luther College

Luther College

Decorah, IA 4-Year Private
Acceptance Rate76%
Acceptance Rate76%

Luther College Tuition Information

In 2022, tuition for full-time students at Luther College was $47,510 a year.

Tuition increased 2.99% in 2022–from $46,130 the previous year. Usually, colleges raise tuition about 3% each year.

If this makes attending the college of your dreams seem daunting, remember, the advertized cost of tuition does not give you enough information to determine the actual cost of attending any given college. Many students owe a lot less than the sticker price after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make theprice of collegemore manageable until after graduation.

Luther College: In-state vs. Out-of-State Tuition

Luther College is a private, religious institution, which means it has the same tuition for students from Iowa as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer a lower cost of attendance for those who qualify as Iowa residents.

Choosing a school where you qualify for in-state tuition can save significant money on the overall cost of college. Be sure to confirm your state's requirements for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on the state you and your parents currently reside in.

Explore other Iowa colleges

Tuition for International Students at Luther College

Tuition at Luther College is the same for every student.

International students usually do not qualify for for loans or grants from the U.S. government, but may qualify for private or Luther College-specific grants, scholarships, and other funding opportunities.. International students with need may be eligible for the following types of financial support at Luther College:

•On-campus jobs •Luther College-specific loans •Luther College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.


Luther College Room, Board, Fees, and More


Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at Luther College.

House and Food Costs at Luther College

Room and board at Luther College costs $10,670 a year. This includes the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat all or some of your meals the school dining halls. Students who live off campus but would like to be able to eat in the campus dining can opt-in for a meal plan. The cost of board-only is $5,020.

Board costs vary based on on the numnber of meals you intend to eat on-campus

Cost of Books at Luther College

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be additional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer ways for students with demonstrated need to find ways to lower or eliminate these fees.

The Cost of Transportation at Luther College

The cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these questions can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city might be expensive, but cities may offer more buses, trains and low-cost flight options to actually get to school. The Luther College campus is located in a small town setting in Iowa.

Other Costs

When budgeting for college, don’t forget to take into account personal expenses, like entertainment, clothes, furnishings and toiletries.


Total Tuition and Expenses at Luther College


Now, let’s do a rundown of all of the costs associated with college, to get a better idea of what is really costs to go to Luther College.

Total Cost of Luther College

What will the cost of attending Luther College be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition $47,510
Room and Board $10,670
Board Only $5,650
Other expenses $3,015

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus $62,885
Off-Campus $57,865

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.


Luther College Financial Aid


The majority of Luther College undergrads use financial aid to help pay for school. In 2022, 1,382 of the 1,744 undergrads enrolled received financial aid. Luther College meets 87% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $41,341 a year. Around 67% of Luther College undergrads take out student loans to cover any remaining costs. Luther College graduates who have student loans graduate with an average of $37,588 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans $26,950
State Loans $29,322
Luther College-Specific Loans $1,021
Private Loans $34,769
Most Common Loans for Luther College Students
Federal Loans 66%
State loans 5%
Institutional Loans 33%
Private loans 17%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Luther College financial aid, keep reading, or visit their financial aid website.

Scholarships at Luther College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Luther College awarded 1,373 need-based scholarships to students, giving away total of $37.5 million to help students with financial need cover the cost of school. An additional $14.61 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Luther College

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Luther College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Luther College was $41,341 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Luther College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus $21,544
Off-Campus $16,524

What will attending Luther College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Luther College's net cost calculator on their website.

Luther College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Luther College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Luther College Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.


Learn More About Luther College


Choose one of the options below to find out more about about Luther College:

Overview

Student Life

Academics

Admissions

Connect with other students, parents, and admissions professionals to learn more about about Luther College in the College Confidential forums

Luther College Tuition & Fees

Tuition & Fees

$59,870

In State

$59,870

Out-of-State
Cost Breakdown
In State
Out-of-State
State Tuition
$47,510
$47,510
Fees
$650
$650
Housing
$10,670
$10,670
Books
$1,040
$1,040

Luther College Financial Aid

Students Who Receive Need-Based Aid

77%

Average Financial Aid Package

$37,623

Data Source: IPEDs and Peterson's Databases © 2022 Peterson's LLC All rights reserved

Quick Facts

Total Enrollment

1,744

Campus Setting

Small Town

Acceptance Rate

76%

Tuition and Fees

In State

$48,160

Out-of-State

$48,160

Fall Freshmen
Application Deadline

Unknown
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